Customized Target Risk & Target Date (CTRD) Investing™
A Personalized Solution
for Any Size Account
SIIMPL creates personalized wealth management strategies for every investor. Develop and implement sophisticated investment plans for your clients that don’t sacrifice flexibility or liquidity.
The Next Evolution Beyond Target-Date Funds
SIIMPL is the only platform designed to deliver Customized Target Risk & Target Date (CTRD) Investing specific to each individual client.
Traditional target-date funds manage assets using broad assumptions and generic glide paths. SIIMPL empowers advisors to customize risk, timing, distributions, and investment transitions based on each client’s unique goals, preferences, and future spending needs.
What Makes CTRD Different?
- Customized spending timelines
- Personalized risk management
- Automated portfolio transitions
- Flexible distribution schedules
- Advisor-directed implementation
- Client-specific investment management
Why Advisors Choose SIIMPL
Advisors use SIIMPL’s advisor-directed, client-specific wealth management and distribution planning capabilities to create automated, time-based risk transitions tied to specific payout dates.
SIIMPL helps financial advisors automate personalized retirement income and goals-based distribution strategies – including retirement income planning, college education funding, wealth distribution, and major purchases such as homes and automobiles – while systematically aligning investment risk with when clients actually need their money.
With SIIMPL, advisory firms experience improved operational efficiency with scalable customization, which ultimately contributes to increased profitability and client satisfaction.
Additional Benefits
- Personalized wealth accumulation planning
- Personalized distribution planning
- Systematic risk transition management
- Retirement income confidence
- Flexible payout management
- Advisor-directed implementation
- Advisors define distribution amount planning
- Client-specific ACH distribution preferences
- SIIMPL serves as a sub-advisor to the advisor
- SIIMPL manages clients’ assets to their specific ACH date preferences
Traditional Target-Date Funds vs. CTRD Investing
“With SIIMPL’s proprietary CTRD investment management platform, financial advisors can deliver a highly personalized investment management and distribution planning service to their clients while, at the same time, improving operational efficiency and scalability.”
— Kevin Miller, CEO
Advisors Need Better Ways to Personalize at Scale
Today’s advisors face fee compression, increasing operational demands, and growing client expectations for personalized service.
SIIMPL helps firms automate customized investment transitions and distribution planning without increasing administrative complexity.
Benefits for Advisory Firms
- Scale personalized planning across more households
- Improve operational efficiency
- Reduce repetitive portfolio management tasks
- Support retirement income strategies
- Maintain liquidity and flexibility
- Increase profitability
- Improve client satisfaction
- Strengthen client retention and referrals
Built by Advisors for Real-World Advisory Challenges
SIIMPL was developed to solve practical planning and portfolio management challenges that advisors face every day.
What began as an internally developed advisory solution evolved into a scalable platform designed to help wealth management and retirement planning firms deliver better outcomes more efficiently.
The result is a platform that helps advisors automate personalized investment management, align risk with spending timelines, and improve client outcomes without adding operational burden.
As Easy as 1-2-3
Work with your clients to answer 3 questions for a personalized wealth strategy
When will you start spending this money?
(Month/Year)
How many payouts would you like?
(Maximum of 600)
What is your risk tolerance level?
(Seven levels: Aggressive Growth to Money Market)